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tamilgirl

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Discussion starter · #1 ·
Hi All,

We will be getting our new Honda tomorrow. This will be our first new vehicle purchase from a dealer, so don't know exact process. What to expect at dealership? I have out the door price breakdown email.

Questions for out the door price:
1) Will they add any thing else to the price? How do I make sure nothing extra is added and I am paying for it

Questions for Honda financials:
1) Do I need to take my SSN car and Permanent resident card for apply for loan from honda financials?
2) What other document do I need to take?
3) Anything to watch out for during loan application process?

Questions about warranty:
1) Thanks to this forum, planning to get the 8 years/120k warranty from online, do they try to sell extended warranty? How do you politely deny it?
2) Anything else to expect regarding warranty?

Questions about pre delivery inspection:
1) Does anyone have check list to inspect before taking the delivery ?
2) What if I find something? will they fix it?
3) Do I do the inspection before signing any papers or after?

Sorry too many questions, but want to be prepared, any insights from your buying experience will help me.

Appreciate all the replies,
Thank you
 
Here's how my delivery went. The van was staged inside in their delivery center, spotless.
You will sign a few papers showing the check list the tech used for new car pep etc. I signed a few papers with the finance guy. No tricks, the dollars were what I agreed to ahead of time. He pitched the warranty plan and I mentioned the price I could buy it for elsewhere could he match it... No.... I did buy it from Hyannis Honda out east.

The salesman should run you thru the operations of the car. Mine guy was top notch and up to date with the Honda operations online training they are required to pass and stay up to date on. Honda does require the sales associates to be trained.... your results may vary, my rep was great! He synced my phone and added my hotel to the navigation system, I was driving to 4 hours upon leaving. He also set my home into it as that was 10 hours away.

You'll do a walk around the car etc. I'm thinking it took a good half an hour for his walk thru. He drove it outside and took a picture of me with it. Very good experience. I might just buy another from him in 50K miles.

161733
 
Discussion starter · #3 ·
Thank you John.

When we apply for loan via honda financials, do they give the title to us in hand? What I mean is, do we drive back with the title of the car? Since I am doing a plate transfer, I am not sure what kind of paper work I should be getting from them before leaving the dealership
 
Depends on many things but bring these things:
-Checkbook
-Driver’s license
-Copy of current auto insurance card or contact information of the company you will be using
-If trading in a car, the title of the old car or contact information for auto loan company who has lien on vehicle
-Your favorite pen
-Patience haha

You will be signing a crapload of forms, and then you will meet the finance and insurance manager at the dealer. This is where you need to take a stand. They will offer you a bunch of crap that I would pass on, no matter how tempting it sounds. Things like extended warranty, tire and wheel insurance, special detailing stuff, etc etc. You will probably have to say no 3 times to each thing before they accept it.

Here you will get that long sheet that had all the prices on it. This is where you can check to make sure they didn’t pull a fast one on you. It’ll have the selling price, tax titles etc, minus trade in and down payment with a final price listed and then your financing info and monthly payment.

During the walk through if you see something of note, if it’s minor have them fix it then or give you an “we owe you” form listing exactly what’s missing and get it taken care of later (good example was the dealer didn’t have wheel locks on mine despite agreeing to it so they ordered me a set). If it’s bothersome or major such as a large scratch I would walk away. You don’t want a new car to already have paintwork.

Good luck and congrats!
 
Thank you John.

When we apply for loan via honda financials, do they give the title to us in hand? What I mean is, do we drive back with the title of the car? Since I am doing a plate transfer, I am not sure what kind of paper work I should be getting from them before leaving the dealership
Depends on the state but most if you have a loan on the car, the title goes to the loan company as a lien until you make your last payment, then the title is issued to you.

For plate transfer, they take care of the paperwork and add the plate transfer fee to your “tax title license” type fees on the total.
 
Discussion starter · #6 ·
Depends on the state but most if you have a loan on the car, the title goes to the loan company as a lien until you make your last payment, then the title is issued to you.

For plate transfer, they take care of the paperwork and add the plate transfer fee to your “tax title license” type fees on the total.
I am taking my plate with me, they have a third party company who handles out of state plate transfers. Wondering what I need to make sure I have before leaving the dealership given I will be financing vis Honda financials.
 
Discussion starter · #7 ·
Depends on many things but bring these things:
-Checkbook
-Driver’s license
-Copy of current auto insurance card or contact information of the company you will be using
-If trading in a car, the title of the old car or contact information for auto loan company who has lien on vehicle
-Your favorite pen
-Patience haha

You will be signing a crapload of forms, and then you will meet the finance and insurance manager at the dealer. This is where you need to take a stand. They will offer you a bunch of crap that I would pass on, no matter how tempting it sounds. Things like extended warranty, tire and wheel insurance, special detailing stuff, etc etc. You will probably have to say no 3 times to each thing before they accept it.

Here you will get that long sheet that had all the prices on it. This is where you can check to make sure they didn’t pull a fast one on you. It’ll have the selling price, tax titles etc, minus trade in and down payment with a final price listed and then your financing info and monthly payment.

During the walk through if you see something of note, if it’s minor have them fix it then or give you an “we owe you” form listing exactly what’s missing and get it taken care of later (good example was the dealer didn’t have wheel locks on mine despite agreeing to it so they ordered me a set). If it’s bothersome or major such as a large scratch I would walk away. You don’t want a new car to already have paintwork.

Good luck and congrats!
thank you for the detailed reply. Very nervous since it’s out of state purchase. Wondering if I should do the walkthrough before signing any papers and if I need to see the title first. What are the paper work I should be bringing back home and make sure it’s right before leaving the dealership
 
When walking on the exterior, pay close attention to the fender, body alignment. Check for all matching tires, look for any rim/curb rash. Make sure the floor mats are there and your not paying extra for the included mats. Check interior panels for any dings or hair line cuts. Oh and check the roof if the van has been sitting outdoors it may have hard water marks which they need to remove.

Sent from my LM-V600 using Tapatalk
 
+1 on checking the body panels, alignment, etc., and look for any dings, scuffs. I picked up my 21 at a high volume dealer and they didn't even have a staging area. Dark and freezing outside, they expected me to accept it in to moonlight. I drove into service and took some of their lighted Heated space to check it out. 1st van they gave me had scratches on front corner, like hit a concrete wall. Lucky they had another same color, took extra time to bring that one up and prep it.

If I would have driven it home I could never prove it was already there. But the porters had to know if they towel dried it.

Previously, my 2018 ody had front clip misfit. Bad tolerances. I didn't notice for a few days and they looked at me like I banged it out of alignment. They rigged it so it wasn't noticeable but I could still see it. Live and learn.

Don't be rushed.

They like you to sign everything and then take you to the car. I stopped the signing and insisted to inspect it first.
 
Agree to look at the car first before signing paperwork. Since you are buying new, don’t sweat looking at the title beforehand, they have to fill out the paperwork to get it titled. With used cars you should make sure they have the title in hand from the previous owner but that won’t apply here.

I’ve not bought from out of state but make sure you know how the tax will be handled. You don’t want to end up paying tax twice. Typically either they won’t charge you tax in their state and will charge your state’s tax or they won’t charge tax at all and you will pay it when you get it registered in your state.
 
I have only purchased one car "in state" in 25 yrs! The selling dealer puts a temporary tag/permit on it. When I return to the state I'm registering it in, I give them a stack of paper from the dealership + PROOF OF INSURANCE. They figure out my sales tax and plate fees and I write a check and get a plate to install on the car.
 
I would recommend applying first at the American Honda Finance website to get the auto loan first or if you have a bank or credit union to see if they can get the auto loan first. Honda usually does not take too long to send you a loan authorization and the amount of the loan approved. Personally, I'm not too fond of dealers mess with my credit looking for auto loans everywhere.
 
Tamilgirl, have you considered every use you expect out of your Ody? For example, are you likely to remove the 2nd row seats so you can transport dogs, large cargo, bikes, or any other such items? If so, have the dealer remove the second row seats and observe the humps and bumps in the floor to make sure your cargo will easily work with all those bumps. Better still, try pulling a seat out yourself. Watch your back! They weigh a ton. If you never intend to remove the seats, then you can probably skip this step.

Drive the car one more time with the driver window down about half way. On acceleration, listen to the engine for a knocking sound. It's not that loud but is definitely there in some cases. Honda is aware of it and refuses to deal with it because "it has no long term effects" on the engine. That is yet to be seen. Meanwhile, some of us just spent the better part of $50,000 for a car that sounds like a broken down diesel engine.

Do one more test drive to make sure there are no other rattles or defects. If all seems good, happy driving :)!
 
I would advise you inspect the vehicle thoroughly before filling out any paperwork. Politely decline any added features presented to you in the finance and insurance office. You already know where to get an extended warranty but you can also check third party companies like EasyCare for a quote and, after checking the coverage side by side, EasyCare covers more than Honda Care but it costs a little more. Sometimes, you get what you pay for. You do not need GAP insurance from the dealer. Progressive auto insurance sells GAP insurance for roughly $5 a month. Anything you add in the finance office will be added to your loan and you’ll pay interest on it for the term of the loan. Buying the warranty yourself negates the interest if you can pay for it in full. Honda had 0% for 48 months, 0.9% for 60 months, and 1.9% for 72 months but that ended May 3rd unless they extended it. Did you check the available rebates from Honda for the dealership where you are purchasing the vehicle? They differ by location. Good luck!
 
One caution about buying an extended warranty. Some dealers will quote you a good price on an extended warranty, but they are hawking a third party warranty and not the actual Honda Care VSC warranty. I'm not bad-mouthing 3rd party warranties, I'm just warning you about this practice so you can compare apples to apples on warranties.
 
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