In same boat on deciding whether to wait or not. Personally, I don't think we will be needing to drive a lot in near future and economy will take a while to get back to normal. But the incentive for loyalty plus costco gift card plus 0.9% is tempting. Although if I am willing to wait a few more months, we may have clearance prices on 2020 models but I wonder if prices will fall more. Tough to tell.