Although I wish I could qualify for the low rate Honda is offering, alas, I cannot. I have never bought a new car before, but many used cars, most of which were not financed. I am self employed, have a very decent income and lots of property. I have always received a great rate when purchasing property with commercial loans from my bank, but i was shocked at what my dealer offered me. First of all, I found out my credit score was 580 and my wife's was 615 (this was not too surprising after the year we had and had 3 late payments on building mortgages). What really did surprise me was that my Honda Dealer first offered me a rate of 17%. After I started to walk out, it quickly dropped to 11% if I brought in my bank statements to prove income. I got an 8% car loan for 36 months from my local bank on a used car i purchased last month with no hassle. Am I expecting too much looking for the same rate on a 60 month loan for this new van? Thanks!