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Big surprise yesterday. Called up fleet sales guy on my SS Ody EX a week ago. Got deflated because he says Ody won't be in until the end of January, but at least I am first on the list for the SS Ody EX.

Got a call yesterday from the sales manager. He tells me I will be seeing my Ody within one to two weeks and to make arrangements with the fleet guy for delivery!!!

Now I need your help. I am looking to get a HELOC (Home Equity loan) from CitizensAdvantage (on the net). They are offering 4.70%, guaranteed below prime, with no closing cost or appraisal fees. Has anyone had any experience, good or bad, from these folks?

Thanks ---- Odyman
 
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