Hit! Totaled?

Hi,
well, I was cruising along in the right lane on the interstate getting ready to exit when out of the far left lane a Toyota Corolla cuts in front of me practically perpendicular to the direction of travel. I slammed on the brakes as hard as I could, but we did not slow enough and the left front corner of my bumper, you can see the other cars wheel mark on my bump, hit their right rear wheel. The impact pushed me off the road and I went straight into a tree. Front airbags went off as soon as we made contact with the other car. Just like in the movies my car horn was wailing away. After checking ourselves, we were a bit beat up, we checked on the other folks, they seemed ok, I looked the car over. It does not look good.

We haven't heard from the insurance company yet, but I get the impression it is going to be totaled. They said the car was going to Copart and it would get inspected there. The car still ran and drove, the tow company drove it up onto the tow truck. We were planning on getting a new car later this year, but we really need a minivan for the next few months, so we don't want to buy it now when we really need the bigger car. So we are not sure how to proceed. My car, '12 EX-L with 121k miles, was running great. I did all the regular maintenance myself, so I knew the car really well. I did the timing belt, using the Aisin kit from RockAuto , about a year ago. We felt comfortable taking it on long trips with no worries.

Any tips on dealing with the insurance companies? We have full coverage, but with a $1k deductible. This is completely the other person's fault, so their insurance should cover our deductible as well rental car. I want to make sure that I get enough money back so that we can get a similar car that has similarly been well cared for, but I think that is going to be tough. Any tips on where to look for a car like that? I don't think a Honda dealer would have a car of this age on their lot.





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