I am one of those who are hesitant in purchasing extended warranties at dealerships so I am thinking about puchasing the Mechanical Breakdown Protection program through my auto insurance, GEICO. Here's the link to their website: http://www.geico.com/insproducts/faq_insprmulti.html The premium is $55/year for up to 7 years/100,000 miles ($385 for 7 years), but there is a $250 deductible. I figure if my ODY breaks down twice, the total I would have paid for Honda Care vs. the total I would have paid for the GEICO policy is about the same ($875 vs. $885 respectively). If my ODY doesn't break down during the 7years, I figure i'm ahead by $490. Does anyone have have this policy through GEICO? What are the differences between the two products as far as coverage?