Bought out the lease that is. I had 4 payments remaining on the 3/36 lease and HMA has been sending me a fair share of friendly reminders as of late. My original intent was to turn it in and get another, but I just don't care for the looks of the 2011's (yet) and more importantly, the lease rates are ridiculous on them. Poking around the net and local adds for a decent used 2007+ minivan of any kind is tough, unless you want a previous rental Chrysler product (or such) and yet they STILL want top dollar for them!! I called a couple local banks and my credit union and wasn't thrilled with the rates they were quoting. All around 6%. I called HMA and they basically reiterated that I could buy the vehicle out at any time and my current buyout was $16500 (+tax). HMA doesn't offer any financing, they direct you to your selling dealership for that. I skipped the dealer I leased the van from back in 2008. They're just too far away. Called my local Honda dealership and they were great. It couldn't have been easier. One phone call and a quick 15min visit to sign paperwork and it's all done! They got me a 4.9% rate for 60mo. They lightly pushed the Honda Care extended warranty for another ~$24/mo but I skipped it. I guess to sum it up, it was easier than I thought to buy your leased vehicle.