this may be more obvious than you're needing, but since you asked: generally if it costs more to fix than its worth, its a total loss. they probably know that if it was a hard enough impact to deploy the airbags, its hard enough to be expensive to fix.

if I were you, I'd be taking out anything possible for resale, if you're of the mind.

 

For a 2001 with 120K and both bags deployed, its definitely a total loss.

They total the car if its going to cost 80% or more in repairs of the car's value.

Once they appraise the damage, they will check the market value of a 2001 same trim and same options and value the car. If the value is less than the repair, its obviously totalled. If not but the value is say 1000 and cost to repair is say 800, then that's 80% so its totalled. Just a hypothetical simple number to help you understand.

Once they decide to total it, they will tell you the value. You fight with them on that value. Odds are they will mark everything as fair condition and you dispute it one by one (at least that's what I did when they totalled my BILs Quest back in 2001). You pull up local dealership listings for used cars (same model same trim) and fight with 'em to get the most money for your car.

Once you cash the check they send, you're done. I suppose you then shop for a replacement.

Glad to hear your dad made it out alright in the wreck.

 

thanks for your feedback..

so how much check is in *okay* range?..

i checked kbb.com and *fair* condition of *trade in* for 01EX is around $3000.. is it okay amount?..

My dad really loves his 01..no major problem since day 1.. (yes tranny is original as well).

 

FYI.
The other vehicle was 2007 Toyota Sienna. No airbags deployed, only front bumper damage.. amazing..

 

thanks for your feedback..

so how much check is in *okay* range?..

i checked kbb.com and *fair* condition of *trade in* for 01EX is around $3000.. is it okay amount?..

My dad really loves his 01..no major problem since day 1.. (yes tranny is original as well).

You need to look at the prices of used cars to get the right value. Trade-in is always lower than what the stealers sell the vehicle for. Since they hit your dad, now your dad is out a car and he needs the money to go buy one from a used car lot. So, trade-in is not an "okay" amount. Retail asking price for a 2001 Oddy is what you guys need to shoot for.

 

You need to look at the prices of used cars to get the right value. Trade-in is always lower than what the stealers sell the vehicle for. Since they hit your dad, now your dad is out a car and he needs the money to go buy one from a used car lot. So, trade-in is not an "okay" amount. Retail asking price for a 2001 Oddy is what you guys need to shoot for.

i see.. thank for the advice.

 

accident pics

 

What about 'Sales Tax'? In theory, if the insurance company covers the car (either for repair or 'total lost' replacement), the amount should be the total amount minus any deductable for a similiar if not exact same vehicle (replacement) or the total amount minus deductable for the entire cost (including tax) for repair. So say if the avg market price for the 01 ody in similiar condition and model / config goes for 6000, there's sales tax added when you go out to buy from a dealer. If the insurance compnay don't add 'sales tax' to the total payment, in theory they haven't replaced your vehicle yet right?

 

few more pics

 

What about 'Sales Tax'? In theory, if the insurance company covers the car (either for repair or 'total lost' replacement), the amount should be the total amount minus any deductable for a similiar if not exact same vehicle (replacement) or the total amount minus deductable for the entire cost (including tax) for repair. So say if the avg market price for the 01 ody in similiar condition and model / config goes for 6000, there's sales tax added when you go out to buy from a dealer. If the insurance compnay don't add 'sales tax' to the total payment, in theory they haven't replaced your vehicle yet right?

i wish they do when they do assessment *but* i don't think they would even consider that

 

That 01 isn't worth less than 6k, I can tell you that right now. I'm still seeing 01s going for 8k out here in cali. You should tell your dad to tell the insurance company he's not signing off on the claim until they give him 6500. Pull in some neck pains and marks from the airbags to go with it.

 

What about 'Sales Tax'? In theory, if the insurance company covers the car (either for repair or 'total lost' replacement), the amount should be the total amount minus any deductable for a similiar if not exact same vehicle (replacement) or the total amount minus deductable for the entire cost (including tax) for repair. So say if the avg market price for the 01 ody in similiar condition and model / config goes for 6000, there's sales tax added when you go out to buy from a dealer. If the insurance compnay don't add 'sales tax' to the total payment, in theory they haven't replaced your vehicle yet right?

I have only been involved in one total loss claim. They did give us Sales Tax so they gave us the value + 3% sales tax on that value as the sales tax in NC here is 3%. Buyt YMMV.

Our insurance (BIL's as it was his Quest) was AAA and the other insurance was State Farm (or All State) and it all went to arbiration even though the teenager that I ran into admitted not stopping at a stop sign coming out of Mickey D's and stopping in both my lanes of travel on a 5 lane (2 lanes each way + a turn lane) local road with a 45 speed limit.

 

When my 97 accord was stolen I got full retail value off off KBB plus sales tax plus car seats minus my deductible from State Farm. For a 2001 in my zip code with 120k I get $7995.

 

When my 97 accord was stolen I got full retail value off off KBB plus sales tax plus car seats minus my deductible from State Farm. For a 2001 in my zip code with 120k I get $7995.

i was looking at trade in price..
Then if my dad's 01 worth 7K.. they may not call it total loss....
or Can they?...

Anybody insured with Liberty Mutual?

 

You could call it a total loss and buy it back from the ins company on the cheap price of around 1k-2k. Probably get the airbags, sensors, etc. for less than 2k out of junkyards and drive it for a while longer.

 

You could call it a total loss and buy it back from the ins company on the cheap price of around 1k-2k. Probably get the airbags, sensors, etc. for less than 2k out of junkyards and drive it for a while longer.

I guess that is another option. Can it pass an inspection without airbags?

Is installing airbags easy?

 

It's not like they check the airbags on inspection. However, you'll have to replace dash piece and the steering wheel. Interior work would be about half a day. Exterior work shouldn't be more than two. Extra time will be needed if you need to get things painted.

Also, wouldn't plug the airbags in until you replace the sensors that operate them and check them before plugging in to make sure you don't have any premature airbag going off.

 

It's not like they check the airbags on inspection. However, you'll have to replace dash piece and the steering wheel. Interior work would be about half a day. Exterior work shouldn't be more than two. Extra time will be needed if you need to get things painted.

Also, wouldn't plug the airbags in until you replace the sensors that operate them and check them before plugging in to make sure you don't have any premature airbag going off.

it seems like you have done this before..i like to ask more questions *if* my dad to go other route. thanks

 

I haven't done it before, but I've seen enough posts about people doing it themselves go wrongs, redo this redo that, etc. Plus, I've pulled a few body panels off honda's before. That fender should only take you about an hour or 3 to pull off if I'm correct. If you gotta pull the bumper first it'll take 3 but if you don't then an hour. The fun part is finding another panel in a junkyard without too many scuffs on it and getting it cleaned up. If you can't find a clean one than you could get a replacement panel and have it painted.

A quick trip to ebay says you can buy the fender for 250 bucks painted to your paint code shipped and the airbags for around 250 a piece.

The sensors would likely be another 50 bucks.

Take it all to a shop for install and it shouldn't be more than 2k total for repairs.

 

I haven't done it before, but I've seen enough posts about people doing it themselves go wrongs, redo this redo that, etc. Plus, I've pulled a few body panels off honda's before. That fender should only take you about an hour or 3 to pull off if I'm correct. If you gotta pull the bumper first it'll take 3 but if you don't then an hour. The fun part is finding another panel in a junkyard without too many scuffs on it and getting it cleaned up. If you can't find a clean one than you could get a replacement panel and have it painted.

A quick trip to ebay says you can buy the fender for 250 bucks painted to your paint code shipped and the airbags for around 250 a piece.

The sensors would likely be another 50 bucks.

Take it all to a shop for install and it shouldn't be more than 2k total for repairs.

I have a question about SRS sensor?.. Where is the location? What is the difference between SRS module and Sensor?..
(quick google search result, disconnecting neg battery terminal should clear SRS module.)

 

i assume this is SRS module/Unit

But i could not find any sensors..

It is part of airbag itself?

 

Did some searching and apparently that year only has the srs module. I thought for sure there would be some sort of sensors by the bumper or similar. I've seen them on earlier year cars even. Looks like Honda didn't have seperate sensors till 05.

On Ebay right now looks like you can get the two airbags with the SRS module for 600 shipped.

 

follow up

just got a phone call from insurance company saying
"We will pay you $5800 including TTL".

I think it came out okay..considering my dad's 01 has some body blemishes here and there .

What do you guys think?