I'm actually thinking about paying for the car well before I get it. For reasons having to do with an equity line of credit and a disbursement at the time of closing, I can knock a quarter point of interest off. Problem is the closing will likely be weeks before I get the car. I called the dealer and they said I'm not the first person to do this. Anyone here have any experience with this type of thing? I see no downside other than paying a small amount of interest before I have the van in hand. The dealer said of course I'd get all my money back if the deal didn't go through.